ANNUAL REPORT - fy 2017-18

New Construction Homes Completed-2

~One in Palatka for Female Veteran and her husband; one in Interlachen for a couple with 4 children.

In-kind Value of construction materials and labor donated:  $8,350

 Putnam Service Project

60 Households Served
Amount we spent on repairs                                                      $31,410
Average spent per household                                                     $532.50 

Our Putnam Service Project (PSP) provides critical and emergency home repairs to low-income homeowners in Putnam County. Included in the PSP is our handicapped ramp program which works with Tim Campbell’s Church of Palatka group (COP) whereby we supply the materials and COP provides the labor.

PSP is most effective when the homeowner does not qualify for the USDA 504 program or the State Housing Initiatives Program (SHIP) or when the homeowner is experiencing a critical or emergency situation which requires immediate action. The USDA and SHIP programs can take 60-90 days from qualification to completion of work.

USDA 504 Home Repair Program

34 Households Served

We have been directing qualified homeowners to this program for more than five years.  Once we prequalify the homeowner, we do their application in our office and forward it to the USDA office in Ocala.

This program can fund high-dollar repairs (up to $20,000) on all types of homes including mobile homes.  This program features 1% loans for 20 years and outright grants for those 62 and older. All applicants must have acceptable credit (640 or higher) to be accepted.

 IRMA Repairs:

 106 Homes repaired
Amount we spent on repairs                                       $165,817

When Hurricane Irma struck Putnam County on November 11, 2017, many homes were damaged.  Many homeowners didn't have insurance, or very high deductibles, higher than the damages. As the go to repair agency in Putnam, the calls began pouring in from homeowners in desperate need of roof, septic and electrical damages. Through grants received from United Way of Northeast Florida, Putnam United Way, and Publix Charities,  we could help those in the most desperate need.